You can only contribute to an IRA if you have earned income. Roth IRA contribution limits are reduced or eliminated at higher incomes. Traditional IRA contributions are deductible but the amount ...

I managed to put about $200,000 into an IRA. My mortgage is about $450 a month, plus taxes and insurance, with 10 years remaining. What options do I have to increase my portfolio and ensure my ...

You can withdraw Roth IRA contributions at any time without owing taxes or a penalty. You could owe taxes and a penalty if you withdraw earnings before age 59 1/2. Roth IRA withdrawals are treated ...

Commissions do not affect our editors' opinions or evaluations. Opening an individual retirement account (IRA) is one of the most effective ways to bolster your retirement strategy. Stashing away ...

A SIMPLE IRA is a retirement savings designed for small businesses with 100 or fewer employees. The lower costs and ease of setup make it appealing for small business owners who don’t want to ...

JGI / Jamie Grill / Getty Images In a Roth IRA conversion, you can roll funds from a pretax retirement account, like a traditional IRA, into a Roth, thus avoiding income taxes on the distributions ...

A rollover IRA can be a great option for money in old retirement accounts. To avoid a tax hit, know the steps involved. Many, or all, of the products featured on this page are from our advertising ...

See how we rate banking products to write unbiased product reviews. If you're planning on retiring soon, an IRA CD can be a good way to build up some extra money for retirement. An IRA CD is not ...

A spousal IRA lets couples save for retirement even if only one spouse has earned income. Many, or all, of the products featured on this page are from our advertising partners who compensate us ...

If you want to save more for retirement, you won’t be afforded any additional savings in your individual retirement account (IRA). The IRS recently announced the 2025 IRA contribution limits ...

"This is about multi-year tax planning" to maximize the benefits of an inherited IRA, said Joel Dickson, global head of advice methodology at Vanguard. More from Personal Finance: There's a key ...

The SIMPLE IRA is a flexible and tax-advantaged option for small businesses. Employer and employee SIMPLE IRA contributions can provide a dual savings stream. Knowing the SIMPLE IRA contribution ...